Healthcare In New Zealand.
Click here to get started with a free consultation
Keep reading or explore other New Zealand information pages
Healthcare.
New Zealand’s health system provides a high standard of care, at an overall cost which is modest by international standards. People who are accustomed to considering health systems based on either a “private, for-profit” or a “public” basis will find our system takes a little getting used to because it is a hybrid of those two, normally competing, models (with a few unique Kiwi bits thrown in).
A formal description of eligibility criteria for visitors to New Zealand can be found on the Ministry of Health site. This page touches on:
- Public and hospitals
- Specialist doctors and prescription costs
- Accident compensation
Useful Information
The New Zealand health system is widely regarded as one of the best in the world. It pays to understand how the health system works so your experience is as good as it can be. We have set out an overview but bear in mind given dynamic changes in healthcare what is true today may not be tomorrow. Find all District Health Boards here
Private Hospitals
Private Health Insurance
When you have an Accident in NZ
Free Public Hospitals, Accessible To All.
The backbone of New Zealand’s health system is a network of “Health Boards”, organised by region, providing high-quality hospital care and coordinated community health programmes (the Health Board system is being reviewed with the intention to centralise the decision making of healthcare programmes for the regions). Services from these Health Boards are taxpayer-funded, and costs are not charged directly to patients who are New Zealanders. While, clearly, not every single regional hospital can provide world-class services in every conceivable specialty, the system as a whole (with patient transfers between facilities required in some cases) does do so. It is the primary reason for New Zealand’s international reputation for excellence in health care.
Private Hospitals, Supported By Insurance.
One of the ways the publicly funded, free system achieves its efficiency is by engaging in a degree of “rationing” of non-essential services that allows a private, fee-for-service hospital system to thrive alongside the “free” public system. If you are faced with an immediate life-threatening illness or accident, you will receive immediate world-class care in the public system. But if faced by an “elective” (that is, not immediately life-threatening) problem, say a hernia or varicose veins, you may find yourself on a “waiting list” for service in the public system, in which case you may elect to have immediate treatment in a private hospital. This private system is supported by a non-compulsory health insurance industry, to which many New Zealanders subscribe. The growth of the private sector is not subject to Government control, so, to a degree, the demand for urgency of any particular form of treatment can be a matter of perception or public opinion. For example, quite complex heart surgery may be undertaken in either the Public or Private sectors, depending on patient choice.
Specialist Doctors In Both Systems.
Doctors may work in either public or private systems, or even often in both, at the same time. Your specialist, available in their comfortable private rooms, on a fee-for-service basis, may be the same person whom you would see at the Public Hospital, for free, at a weekly clinic. The quality of care you receive will be first-class in either system. The difference will be the speed with which and the location at which you receive treatment if your condition is not life-threatening.
Primary Health Care.
Primary Health care (your local General Practitioner) is almost exclusively provided by the private sector. Your attendance at your local doctor is heavily subsidised by the taxpayer, with the doctor retaining the right to charge you a little extra. Some choose to exist entirely on their subsidy (providing you free care). Others charge modest fees. Few charge fees at a level that would be considered normal in overseas systems. You can elect to take private insurance to cover the modest cost of these GP fees, if you wish. If you require a referral to a specialist, your GP will normally give you the choice of being referred to a private or a public service.
Prescription Costs.
Prescription charges are heavily subsidised by the taxpayer. If your doctor prescribes beyond approved lists you may find yourself incurring higher costs, but that is not true for most prescriptions. Once again, insurance can be used to cover all or part of these modest costs.
Accident Compensation.
Whether you interface with the New Zealand health system because of an illness or an accident, you will get the same high quality of care. But behind the scenes, the way your costs are funded is different. In the case of illness, the government funds the cost through the tax base. In the case of an accident, however, there is a unique New Zealand system based on the presumption that people do not mean to cause accidents and that suing each other makes lawyers rich but seldom fixes problems. New Zealanders have given away the right to sue each other for “causing” accidents and have placed the task of putting things right in the hands of a public corporation funded by a levy on salaries and the cost of licensing motor vehicles. When an injury occurs as a result of an accident, treatment occurs in the health system as described above but is funded by the Accident Compensation Corporation. Their interest continues through all stages of recovery and rehabilitation, to the provision, if necessary, of long term care and retraining. The focus is on full rehabilitation, not cash compensation. ACC also accepts responsibility for accident prevention programmes, and employers are incentivised to provide safe workplaces through variable levies based on accident records. This system applies whether the accident was work, home or sport-related and irrespective of who “caused” it.
“Entering” The Health System.
There is no special registration procedure you will need to follow. Just by being in New Zealand and by being in need of treatment, you will be accepted and cared for. (Although, see notes below, about temporary visitors). You do need to register with your local General Practitioner as soon as possible, especially if you have children. Provide your health history and participate in the readily available publicly funded vaccination and primary health programmes.
Consider whether you and your family want health insurance or not, and if so, at what level. It is your choice, it is not compulsory. Shop around for the plan that best suits your budget and circumstances.
General Comments.
Visitors to New Zealand will always be given treatment, if needed. If that is the result of an accident, our ACC scheme will cover the costs (but you will not have the right to sue). If the treatment is needed as a result of illness, you will be asked to pay the costs you incur (except for residents of the UK and Australia, in which case there are government to government reciprocal arrangements in place). For persons on Work Visas, many but not all, will be eligible to free healthcare. Travel insurance is strongly recommended for non-residents visiting New Zealand.
When you want help with immigration, don’t forget to come back to us!
Get started with a FREE consultation today
We are New Zealand’s largest and most experienced team of licensed immigration advisers. Our experts take away the stress and worry of navigating the complicated world of immigration. All you need to do is get in touch. Our team is on standby, ready to help.
Latest Immigration News
Our team stay ahead of all the latest immigration developments and post updates regularly. Stay up to date by signing up to our newsletter and get these updates directly to your inbox.
The Green List
From September 2022 people holding job offers in a small number of occupations may apply for residence. Some occupations are a direct pathway to residence and others require a period of two years or longer before applying.
There are qualification and/or occupational registration requirements to meet. Establishing if an overseas qualification matches the NZ equivalent qualification before applying is paramount for success.
Work Visa Categories Closing
The work visa categories set to close are:
- Essential Skills Work Visa
- Essential Skills Work Visa – approval in principle
- Work to Residence (Talent – Accredited Employer)
- Work to Residence (Long Term Skills Shortage)
- Silver Fern Job Search Work Visa (closed October 2019)
- Silver Fern Practical Experience Work Visa.
Policy Decision Key Dates in 2022
- February 13. Fully vaccinated Kiwis plus certain other travellers entering NZ from the rest of the world* can skip MIQ.
- April 30. The border starts a phased reopen to fully vaccinated foreign nationals.
- April 30. The Productivity Commission reports back to the government on immigration settings.
- May 9. Applications open for mandatory Employer Accreditation.
*Excludes high-risk countries.
Policy Decision Key Dates in 2022
- July 4. Applications open for the new Accredited Employer Work Visa.
- July 31. Applications for the 2021 Resident Visa close.
- August. Skilled Migrant Residence category scheduled to reopen.
- August. A new pathway to residence for people earning 200% or more of the median wage.
*Excludes high-risk countries.
Critical Purpose Visitor Visas
A small number of critical health workers (taking up jobs for six months or longer) or specialist workers (taking up jobs that are for longer than six months) who were granted border exemptions may also have eligibility for the 2021 Resident Visa. They will need to have arrived in NZ and lodge a 2021 Resident Visa application.
2021 Resident Visa
The government has introduced a limited pathway to residence for people who are already living and working in New Zealand. Applications open on 1 December 2021 for the first wave of people eligible to apply. The second wave opens on 1 March 2022. The deadline to apply for the 2021 Resident Visa is 31 July 2022.
2021 Resident Visa
People who were lawfully in NZ (or in Australia when the travel bubble closed between April and July 2021) on 29/09/2021 need to meet the visa eligibility criteria:
- Workers in NZ who held an eligible work visa on or before 29/9/2021 and on the day they apply for residence; OR Applied for an eligible work visa on or before 29/9/2021 and the work visa application is subsequently approved and still hold an eligible work visa on the day they apply for residence.
2021 Resident Visa
Is this the only requirement to qualify for residence? No. In addition to the eligible work visa criteria workers also need to be regarded as one of the following:
- Settled.
- Skilled.
- Scarce.
2021 Resident Visa
The first group of workers who can apply online for the 2021 Resident Visa that opens on 1 December 2021 are those that on 29/09/2021:
- Had lodged a residence application under the Skilled Migrant Category (SMC) or Residence from Work category; OR Had lodged an SMC Expression of Interest (EOI) in the SMC pool that included at least one dependent child aged 17 or above.
2021 Resident Visa
The second group of workers who can apply online for the 2021 Resident Visa that opens on 1 March 2022 are those who hold an eligible work visa and either meet "Settled", "Skilled" or "Scarce" as set out above. In total Immigration NZ estimate around 110,000 people will qualify to apply for this visa.
2021 Resident Visa
The first wave of applicants can apply from 1 December 2021. Around 16,000 applications are expected in this first wave. The second wave opens on 1 March 2022. In total, the government expects approximately 110,000 applications that will include about 165,000 people.
2021 Resident Visa
Wednesday, 1 December is fast approaching and it is estimated that around 16,000 individuals and families can apply in the first wave for the 2021 Resident Visa opening next month. It is exciting for the thousands of people who have been waiting patiently to become residents that finally the finish line is in sight.
Employer Accreditation
Applications for employer accreditation closed at the end of June 2021. Applications lodged before the closure date are still being processed. New applications for accreditation open on 9 May 2022. The process will be quite different to what employers have experienced in the past. Businesses will need to meet minimum standards.
Mandatory Vaccination Required for Travel
From 1 November 2021 anyone who is not a NZ citizen must be fully vaccinated (unless exempt) before travelling to New Zealand. Fully vaccinated means your last dose of vaccine was given at least 14 days before travelling and it was an approved vaccine.
Work Visa Rules
From 1 November 2021
- Work to Residence Visa (Accredited Employer and Long Term Skill Shortage) applications close.
- Applications lodged on or before 31 October 2021 will be processed under current visa settings.
Skilled Migrant Changes
The government recently added more occupations that are now to be regarded as skilled employment and may qualify for job offer points under the Skilled Migrant Category. In order to qualify for points, the job must be paying at least the current median wage (or higher for certain occupations) at the time the residence application is lodged.
Skilled Migrants Opportunity
Today the government announced a pathway to residence for people living and working in New Zealand. Applications open on 1 December 2021 for the first wave eligible to apply. The second wave can apply from 1 March 2022. The deadline to lodge an application is 31 July 2022 or else you miss the boat.
Migrant Worker Residence
Today the government announced a pathway to residence for migrant workers who are living and working in New Zealand. Applications open on 1 December 2021 for the first wave who are eligible to apply. The second wave can apply from 1 March 2022. The deadline to lodge an application is 31 July 2022 or else they will miss out on this one off opportunity.
New Employer Accreditation Process
The government has moved the introduction of the new employer accreditation process across to mid-2022. At the same time, the Minister of Immigration announced new work visa rules for migrant workers who are already in New Zealand and working full time.
Skilled Migrant Changes
The government has increased the median wage to $27 per hour from 19 July. Any Skilled Migrant residence application lodged after this date will need to include a skilled job offer that pays at least $27 per hour. For some lower-skilled occupations, the minimum pay rate increases to $40.50 per hour.
Work Visa Rules
From 19 July 2021
- The median wage used to assess Essential Skills Work Visa applications increases from $25.50 per hour to $27 per hour.
- Applicants paid below the median wage may be granted a work visa for up to 24 months. The usual 6-month visa validity restriction is suspended until mid-2022.
- In certain cases, the labour market test is waived and in some cases, it will still apply.
Work Visa Rules
From 30 June 2021
- Employer Accreditation and Approval in Principle applications are now closed.
- No new Employer Accreditation applications (including renewals) will be accepted until the new process goes live in mid-2022.
Employer Accreditation Becomes Mandatory
Employers of migrant workers must become accredited from 1 November 2021 before work visa applications can be processed. Most employers are not accredited. Those that are accredited will have to roll into the new system when it goes live in late September.
Work Visa Rules
From mid-2020 (delayed)
- Government to negotiate and introduce Industry Sector agreements setting minimum conditions for industries that heavily rely on overseas workers. Sectors include; residential care, meat processing, dairy, forestry, road freight transport, tourism, and hospitality. Construction, horticulture, and viticulture may also be included.
Skilled Migrant Changes
Skilled occupation "Dairy Cattle Farmer" spilt into three occupations. New occupations are: "Dairy Farm Manager", "Assistant Dairy Farm Manager" and "Dairy Herd Manager". Each sit at different skill levels, therefore, the award of points will depend on pay rates, job tasks and other requirements.
Work Visa Rules
From 15 February 2021
- Dairy Cattle Farmer job offers are now assessed by three new occupation descriptions: Dairy Farm Manager, Assistant Dairy Farm Manager and Dairy Herd Manager. Pay rates and job tasks will determine how long a work visa is valid. Take advice.
Skilled Migrant Changes
The government has deferred the fortnightly selection of Expressions of Interest from the Skilled Migrant pool for six months (to be reviewed in April 2021). Invitations to Apply for Residence remain suspended. The last selection from the Skilled Migrant pool took place on 18/03/2020.
Work Visa Rules
From 7 October 2020
- Introduction of "Oversupply" and "Undersupply" occupation lists used to assess Essential Skills Work Visa applications when a job offer pays less than the median wage.
- Employers offering jobs to migrant workers where an occupation is on the "Oversupply" list will not get Skill Match reports issued by Work & Income. Solid evidence of genuine attempts to find a local to fill the job will be critical for approval.
Skilled Migrant Changes
The government added four new occupations that are now regarded as skilled employment and may qualify for job offer points under the Skilled Migrant Category. These are:
Aged or disabled carer, Bicycle mechanic, Driller and Nursing Support worker.
Work Visa Rules
From 27 July 2020
- Essential Skills work visa applications are now assessed based on the current median wage (NZD $25.50 or more per hour.).
- Job offers paying below the median wage require employers to pass the labour market test* and secure a Skills Match Reports from WINZ (work visas granted for a maximum of 6 months).
Skilled Migrant Changes
Anyone invited by Immigration NZ to apply for residence under the Skilled Migrant Category where their invitation is dated between 1 November 2019 and 15 April 2020 (inclusive) has now been granted an additional six months to lodge their residence application.
Work Visa Rules
From 27 May 2020
- Regional Skill Shortage List goes live. 15 regions around New Zealand list occupations reflecting local skill shortages in each region. The labour market test is not mandatory provided the job offer matches the occupation and region plus the visa applicant has qualifications and/or work experience set out on the list.
Skilled Migrant Changes
The government has deferred the fortnightly selection of Expressions of Interest from the Skilled Migrant pool. This means Invitations to Apply for Residence are also suspended. Malcolm Pacific Immigration does not anticipate selections to resume until after the general election held on 17 October 2020.
Skilled Migrant Changes
Immigration NZ is now prioritising Skilled Migrant Residence applications where the main (principal) applicant meets the criteria:
- Has employment paying double the median wage which is currently NZD $51 per hour OR NZD $106,800 per annum; OR Has New Zealand occupational registration and is required to hold valid registration to lawfully carry out their job.
Work Visa Rules
From 7 October 2019
- Base salary to qualify for a Work to Residence Visa (WTR) supported by an accredited employer increases from $55,000 per annum to $79,560 per annum (or $38.25 per hour).
- Pay rates for WTR visas are now reviewed annually.
- Work visa applicants paid less than $79,560 per annum by accredited employers need to apply under other work visa categories.
Work Visa Rules
From 24 February 2020
- Wage or salary thresholds increase for Essential Skills Work Visas applications lodged on or after 24/02/2020 (labour market tested; read more here).
- Higher Skilled employment increases to $38.25 or more per hour ($79,560 per annum*)
- Mid Skilled Employment increases to $21.68 or more per hour ($45,094 per annum*)